About Client

Academia de HR is recruiting for its Client, a regional well-reputed group of innovative digital loan providers, leading the financial progress of its clients from almost 15 years. Currently, our client’ subsidiaries are successfully running businesses in 14 countries, spread all over across Europe and Asia, from Poland to India and Philippines, and of course, in Romania. This company has also a very powerfull IT hub with best professionals, the driving force behind innovative and efficient IT solutions and FinTech integrations.

With over 2000 professionals and experts our Client is an important player in its field, a company that feels like a family and were people are the core and the soul of the company, beint put firs. The strong culture and sense of belonging helps the company to ensure skill-share and career development for all its employees. The modern working environment provides everything is needed to create an empowering and enabling atmosphere.

Being in a phase of accelerated development, our Client is looking for a number of new colleagues for the office in Romania, to become part of its multicultural financial family.

Job Description

We are looking for 1 x Credit Analyst, located in Bucharest. The ideal candidate is pro-active, open to new opportunities and positive thinking, having previous similar experience with this activity or economic bacground. Main responsibility of the job is to assist clients in the process of obtaining loans online.

  • Verifying and analyzing the loans request received from customers

  • Confirming with customers credit applications data enter by the customers

  • To approve or reject the loans applications send by customers according to our credit policy

  • To ensure and verifying the signing of the loan agreements

  • To propose solutions in order to solve problems related to credit analysis

  • To contribute to the constant improvement of the IT system for the lending module

  • To collaborate with other departments of the company for giving answers and information to clients

  • Making proposals for systems, processes, and product improvement/ optimization

Ideal Candidate

  • Education and Experience:

    • Bachelor’s Degree in Business/Economics/Financial or a related field
    • 6-12 months of work experience in similar roles (credit analysis for private individuals in lending activity) or even no direct experience but communication skills (contact centers, BPOs or related industry)
  • Other requirements

    • Strong interpersonal and communication skills as required to effectively communicate to a diverse audience
    • Basic level of English
    • Problem solving, conflict resolution and negotiation skills
  • Personality

    • Highly organized with great attention to detail
    • Honesty & Integrity above all and a deep respect about the law
    • Team player and customer-oriented
    • Confident, driven and results oriented
    • Willingness to learn and develop

Why to Join – Offer

  • Become part of an international and dynamic developing financial company in which all employees can fulfill their potential. Working in a fast-growing international finance company, one of the most reputable in its field

  • An opportunity to take part in ambitious financial projects, have interesting challenges, and gain valuable experience while working with experts

  • Possibility to work remotely, in the office or in a hybrid model

  • Challenging and interesting projects

  • Possibilities for career development

  • A friendly atmosphere and a supportive team

  • Top location in Bucharest

  • A sense of accomplishment by coordinating a variety of roles and resources to bring projects to fruition

  • An international culture of innovation and a continued chance for skills building. A place to grow and develop your career not feeling like work

  • Ah, of course there is also a compensation package specific to a representative company: attractive salary, important bonuses for achomplishing objectives, medical services subscription

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